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Debris Removal in Florida

When people think about property damage from natural disasters like hurricanes, flash floods, or wildfires, they think about repairs to structures and replacing fixtures. Rarely do people think about all of the debris left from these disasters.

Even when an individual's property insurance policy covers repair costs to damaged property, a policyholder may still be responsible for clearing debris from their premises. Some insurance policies include coverage for debris removal, but property owners may have to pay expenses if the removal costs exceed the amount allowed in their policy.

Lawyer for Debris Removal Insurance Disputes in Sarasota, FL

Most insurance policyholders do not know that they can file an insurance claim for debris removal. Moreover, the importance of debris removal in any repair project is usually their least concern, but in order to begin repairs, the policyholder must have the debris removed.

If you need assistance filing a debris removal claim or your insurance company has denied compensating your cost of debris removal, then contact an experienced property insurance attorney as soon as possible.

Attorney Michael B. Germain is a skilled property insurance lawyer in Sarasota, Florida serving clients throughout Sarasota County, and in the surrounding counties of DeSoto County, Hernando County, Manatee County, and Charlotte County, Florida.

Debris Removal Coverage in Florida

When property insurance covers an unfortunate disaster in Florida, the policy does not always include debris removal coverage. Natural disasters come with many collateral, unforeseen, consequences. Debris can cause harm to those who are near the property; it may contain asbestos, chemicals, or other hazards.

Removing debris is imperative.  What individuals do not realize, however, is that debris removal is often an additional cost in Florida property insurance policies. When property damage is an incident isolated solely to the owner's property, then he or she could be responsible for paying all of the expenses associated with the removal, especially if such removal exceeds the limits of their policy.

Additional Resources

Federal Debris Removal Standard Operating Procedures – Visit the Federal Emergency Management Agency website for the manual produced on June 28, 2015, by FEMA, outlining Public Assistance Alternative Procedures Pilot Program for Debris Removal (Debris Pilot). Also find, FEMA frequently asked questions about the Debris Pilot program.

How To Remove Debris – Visit for the Sarasota County residential guide on removing trash and debris, including regular garbage, recycling, and bulk items from your property. The Guide instructs on how to properly remove and store yard waste and what cannot be removed. Below you will find phone numbers for garbage and recycling in Sarasota County, FL.

Unincorporated Area (Waste Management): 493-4100, 861-5000, or www.scgov.net

City of North Port – Garbage and Recycling: 240-8050

City of Sarasota – Garbage: 365-7651

City of Sarasota – Recycling and Yard Waste: 497-8088 (Waste Management)

City of Venice – Garbage, and Recycling: 486-2422

Town of Longboat Key – Garbage and Recycling: 316-1988

Find an Attorney for Debris Removal Insurance Coverage in Sarasota, County, FL

If you or someone you know has sustained property damage due to a natural disaster in Sarasota, Florida, and you need to file an insurance claim for debris removal, then contact an experienced insurance attorney about how to proceed with collecting costs.

Attorney Michael B. Germain is a skilled insurance attorney in Sarasota, Florida serving clients throughout Sarasota County, and in the surrounding counties of DeSoto County, Hernando County, Manatee County, and Charlotte County, Florida.

Call (941) 316-0333 for more information about how to begin your debris removal claim against your insurance company.